SHARE CERTIFICATES

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Short Term Certificates  Dividends Paid At MATURITY     Dividends Paid MONTHLY 
Term

Maturity  Date

 Less than $1 Mil   $1 Mil to $5 Mil   Over $5 Mil   Less than $1 Mil   $1 Mil to $5 Mil   Over $5 Mil
30 Days                      
60 Days                      
90 Days                      
120 Days                      
180 Days                      
270 Days                      
365 Days                      
                                                     
Intermediate Term Certificates       Dividends Paid SEMI-ANNUALLY        
  Less than $1 Mil $1 Mil to $5 Mil Over $5 Mil
Term

Maturity Date

 Rate  

Eff. Yld

   Rate   Eff. Yld   Rate   Eff. Yld